Hurricane season is active — Florida claim deadlines apply. Free inspections, statewide.
954-482-4860
Florida Public Adjusters

Insurance companies have adjusters. So should you.

Now Serving All Counties in Florida

We document, file, and negotiate your property damage claim from start to finish — so you recover what your policy actually owes you, not what the insurer offers first.

Call or Text: 954-482-4860 See how it works
$0Upfront cost to you
67FL Counties Served
24/7Storm response line

Real Claim Example — Water Damage

Insurer's initial offer$18,300
Final settlement secured$96,000
Recovered for the client+$77,700

The insurer's first offer covered just 19% of the final settlement on this water damage claim. Individual results vary by policy and damage — a free inspection tells you what your claim may actually be worth.

What We Handle

Every type of property loss, one team.

From a single roof leak to a storm that hits an entire commercial portfolio, we build the claim file insurers can't easily dispute.

⛈

Hurricane & Wind Damage

Roof, fencing, structural, and exterior damage from named storms — documented to Florida's statutory filing deadlines.

💧

Water Damage

Burst pipes, appliance failures, and storm intrusion. We catch the hidden damage adjusters often miss on a first visit.

🦠

Mold Claims

Mold from unresolved water intrusion — we connect the source damage to the policy language that covers remediation.

🏠

Roof Damage

Wind-lifted shingles, granule loss, and leaks. Full roof inspections with photo and moisture documentation.

🏢

Commercial Property

Multi-unit, retail, and office property claims — coordinated across ownership groups and property managers.

📉

Business Interruption

Lost income while your property is unusable. We quantify the loss insurers tend to minimize or deny outright.

🔥

Fire & Smoke Damage

Structural, contents, and smoke damage claims, including temporary housing and additional living expense coverage.

⚖️

Denied & Underpaid Claims

Already filed and got a low offer or a denial letter? We review the file and reopen or appeal where warranted.

📋

Supplemental Claims

Found more damage after the insurer already paid out? We file the supplement to recover the difference.

How It Works

Four steps, handled for you.

You make one call. We carry the file from inspection to settlement.

01

Free Inspection

We walk the property, document every area of damage, and tell you honestly whether you have a claim worth pursuing.

02

We Build the File

Photos, moisture readings, repair estimates, and policy review — the documentation insurers can't easily wave off.

03

We Negotiate

We deal directly with the insurance company's adjuster on your behalf, so you're not the one fighting alone.

04

You Get Paid

Settlement is released to you. We're paid a percentage of the recovery — no recovery, no fee.

Roof tile storm damage documented during a Hollywood Public Adjusters inspection
Real Inspection Photo · Storm-Damaged Roof Tiles
Why Property Owners Call Us

We work for you. The insurance company's adjuster doesn't.

01

Family owned, locally based

Based in Hollywood, FL, with adjusters who know South Florida construction, storm patterns, and policy language.

02

No upfront cost

We're paid a percentage of what we recover for you. If we don't get you a settlement, you don't owe us a fee.

03

Licensed and statewide

Florida P.A. Firm License #W862875, with dedicated lines for South, Central, and Panhandle Florida.

04

We speak adjuster

We know how carriers evaluate and minimize claims — and how to document a file so that's harder to do.

Client Results · 5.0 on Google, 90+ Reviews

What clients say after we take the call.

★★★★★

After storm damage to the roof, the team negotiated a settlement with the insurance company that exceeded expectations — a recommendation without hesitation.

Trach Hoang
Google Review · Roof & Storm Claim
★★★★★

Professional, ethical, and consistently positive throughout the entire process of negotiating a home repair settlement with the insurance company.

Pigtail Mama
Google Review · Home Repair Claim
★★★★★

After Hurricane Ian, the insurer initially covered only seven shingles — the team fought to get the full roof, windows, doors, and floors restored.

V Gouch
Google Review · Hurricane Ian Claim
★★★★★

The claim took some time to fully settle, but the results were well worth the wait and the client was very satisfied.

Meir Kohen
Google Review · Property Claim
★★★★★

Described as the best public adjuster in the state, if not the country — a genuinely honest, kind professional who's a pleasure to work with.

Google Reviewer
Google Review · Public Adjuster Experience

5 of 90+ five-star Google reviews shown above — send the rest and I'll rotate in more.

Common Questions

Before you call, here's what to know.

Nothing upfront. We work on a contingency fee — a percentage of the settlement we recover for you. If there's no recovery, there's no fee.

No. Hiring a public adjuster is your legal right under Florida law, and it's illegal for an insurer to cancel or refuse to renew your policy solely because you used one.

The insurance company's adjuster works for, and is paid by, the insurer. We work only for you, the policyholder, and our only job is documenting and negotiating the maximum settlement your policy allows.

Yes. We regularly review denied and underpaid claims, identify what was missed or undervalued, and file supplements or appeals where the policy supports it.

Yes, Florida law sets statutory windows for filing and reopening property claims after a loss. The sooner we inspect, the more options you have — call us before that window closes.

Claim Support Insights

Know your rights before you file.

Florida-specific guides for homeowners and commercial property owners navigating insurance claims.

House in lightning storm
Storm Damage

What to Do in the First 24 Hours After Storm Damage

The hours right after a storm hits are critical. What you do — and don't do — can directly affect how much your insurance company pays.

Insurance document and laptop
Claim Strategy

Why Insurance Companies Lowball Claims (And How to Fight Back)

Insurance companies are for-profit businesses. Understanding how they minimize payouts is the first step to getting what you're owed.

Hourglass representing claim deadlines
Florida Law

How Long Does a Property Insurance Claim Take in Florida?

Florida law sets strict deadlines for insurers — most homeowners don't know what they are, or when their carrier is already in violation.

Insurance professional reviewing a policy document
Public Adjusters

Why Hire a Public Adjuster?

Most policyholders don't know a public adjuster exists until after they've already accepted a low settlement. Here's what we actually do.

Water damage on ceiling
Water Damage

What to Do After Water Damage to Your Property

Water damage claims are among the most frequently underpaid in Florida. Acting fast — and in the right order — protects both your home and your claim.

Storm damage doesn't wait. Neither should your claim.

Free inspection, no obligation, no cost unless we recover for you.

Call or Text: 954-482-4860 Read the FAQ